Plansure

Cat and Jonathon were a pleasure to deal with throughout our engagement and spent a lot of time understanding our goals. Unfortunately the products Plansure were looking to offer us ultimately weren't suitable and the cost for the Statement of Advice was high ($4,400) for something we didn't end up following through with - noting that you are up for the full fee regardless of whether you proceed or not, with limited ability to review and adjust the recommendations once issued. I had the impression that most of that cost is consumed by compliance requirements and the costs to run such a service; the content and recommendations in the SOA were relatively boilerplate in the end. We were looking for a low cost and flexible investment solution, which ultimately Plansure were unable to offer as this didn't align with their suite of services and products available. In retrospect, the questions in the the interviews and questionnaire were leading questions to point you towards a certain product. I think this all points to a structural issue with how financial services are set up in Australia though, and how financial planners make money, rather than an issue with Plansure. I would recommend engaging with Plansure (Cat is really fantastic) if you are a high net worth individual or have complex finances, mostly due to the cost-benefit. There are a lot of great resources available online and many alternatives to expensive wrap platforms and products like education bonds. We learnt a lot from our experience with Plansure and it gave us the impetus we needed to research and set up our own strategy which fit with our goals. I hope this review will be helpful for anyone who is questioning whether this type of financial advice is suitable for their situation - I believe this is the most important question to consider up front.
Feb 23rd, 2023

Plansure - Cat and Sanja are amazing at the work they do. I engaged them back in Nov 2019 and my first impressions were excellent. They presented in a very professional manner, from first contact and initial (free) meeting. Both are outstanding listeners, are took very detailed notes, this became evident in my financial plan as it was 100% accurate. Cat and Sanja collated my requirements and needs analyses, gave me a time line and were very transparent on all costs/fee's involved, this built immediate trust ang gave me the confidence to move forward. Because Cat and Sanja are so thorough and highly professional at what they do, my claims for super and TPD at age 51 were all settled within approx. 3 months! Normally TPD can take up to a year!!!! AMMAZING WORK. Somebody said to me " I don't need a financial advisor as I am eligible for super now", well, if this person only knew, its not just having super is the key, its what you do with it will be your success. I am glad to say that PLANSURE has set up my financial plan so well, it has well exceeded all my expectations. I am now financially secure for the rest of my life thanks to PLANSURE. This has been the best money spent and I highly recommend that you have a chat with Cat and Sanja at PLANSURE, you will not regret this decision. Thankyou Cat and Sanja, you are both consummate professionals and have delivered over and above what was expected. Regards Garrett
Apr 10th, 2020

I feel the urge to commend Cat and Sanja in the professional manner that they displayed in their recent dealings with my wife and me concerning a TDP claim. Sanja was exceptional and exemplar in the manner she liaised between us and the Insurer to bring about a TDP settlement in a timely manner. Sanja your work was appreciated for the reasons that you were professional in dealing with the Insurer, and also by being supportive to my wife and me in assisting & filing the correct documents to make the claim and all the while being sensitive to me and my health condition that brought about the claim. Please know that you are held in high esteem by my wife and me and although I do not doubt that you would treat all you clients with the same compassion empathy and professionalism, we felt it wonderful and special to be dealt with in such a manner.
Oct 6th, 2019